Free resource library
Free resources for UK dentists
The working models and research notes behind the decisions a dentist actually faces. Each one is a full written walk-through of the numbers, and most come with the spreadsheet behind it. Nothing here is gated: no sign-up, no email address, no form between you and the file.
Written guide
Associate incorporation decision guide: sole trader vs limited company with the NHS Pension cost (2026/27)
The full sole trader vs limited company comparison for dental associates at 2026/27 rates, with the NHS Pension employer value priced in. For most NHS-weighted associates, staying self-employed is ahead once the pension is counted.
Guide and spreadsheet model
Associate and locum tax guide: take-home pay, NI and allowable expenses 2025/26
What dental associates and locums keep after income tax and Class 4 National Insurance, with a clear walk-through of the allowable expenses most dentists miss.
Guide and spreadsheet model
Practice profit extraction guide: sole trader vs limited company 2026/27
A clear comparison of extracting dental practice profit as a sole trader or partnership versus through a limited company, with the NHS Pension impact made explicit.
Guide and spreadsheet model
Buying a dental practice: due diligence, valuation and affordability guide
A practical framework for evaluating a dental practice acquisition, covering indicative valuation, financial due diligence, the NHS contract, and whether the practice can service the debt.
Guide and spreadsheet model
Selling your dental practice: goodwill, CGT and Business Asset Disposal Relief guide
What to expect on Capital Gains Tax when you sell a dental practice, how Business Asset Disposal Relief applies, and what the timing of exchange vs completion means for your bill.
Guide and spreadsheet model
NHS UDA contract value and pensions guide: effective rate, real-terms erosion and pension traps
How to calculate your effective UDA value, compare it to the regional benchmark, understand cumulative inflation erosion since your contract was signed, and avoid the NHS Pension incorporation trap.
Want the longer read? The pillar guides take a single decision end to end. The calculators run the same numbers in your browser, and the blog answers one question at a time.
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